Are You At Risk?
Riding Without Enough Motorcycle Insurance Can Have Create Serious Financial Problems If You Ever Crash
Simply put, most people do not have enough motorcycle insurance information. Especially when it comes to coverage in Louisiana.
Don’t Just Price Shop For The Lowest Price
Insurance agents aren’t always the most reliable source for info, because they need to quote you a low price so that you don’t keep shopping around. And, truly, most bikers merely want to get the minimum amount of motorcycle insurance information so they can buy a policy and get out on the road.
Even a select few who desire to be “fully insured” don’t usually know what terms, clauses and conditions make them “fully insured.”
Without understanding coverage types and facts about motorcycle insurance, you could be left with many unexpected expenses down the road.
It’s crucial to evaluate motorcycle insurance information sources, types, needs, and components in advance to make the best overall decision.
Insurance in Louisiana is complex, and you need as much motorcycle insurance information as you can get to ensure your covered when riding around New Orleans, Louisiana.
Make Sure You Have Enough Coverage If The Other Party Is Underinsured
In general, there is coverage for your bike and for your body. In addition, you can insure yourself if you are injured and not at fault, but the other party has a policy too small to properly compensate you for all of your injuries.
If you don’t have enough motorcycle insurance information, you may not have the right policy and risk leaving your bike and body unprotected.
You should buy enough motorcycle insurance so that if you are badly injured in an accident and the other driver does not have insurance, you will be sufficiently covered. Many people simply do not have enough motorcycle insurance information to purchase the right policy.
Full Coverage Is NOT Sufficient
A lot of people believe that they have a full coverage policy and that this is sufficient to completely protect them. They are often mistaken. Full coverage merely means that they have coverage in all categories. It does not mean they have sufficient coverage in these categories.
To ensure you know the facts and have sufficient motorcycle insurance information, below are brief descriptions of all the major categories of motorcycle insurance coverage:
Basic Motorcycle Insurance Information
Property Damage – Covers you if you are responsible for causing damage to another’s property while you are on your motorcycle.
Collision – Covers repairs to your motorcycle, whether you are at fault or not.
Comprehensive – Covers your motorcycle and its parts if damage is caused by theft, vandalism, flood, or fire.
Umbrella – Covers you if the damages you cause are greater than the amount of your other coverage’s.
Uninsured/under-insured – Covers you if you are injured by another person who does not have insurance or has insufficient insurance to fully compensate you.
Motorcycle insurance information is a lot more complex to digest than car insurance. Protect yourself with the proper insurance today. Don’t assume that the other driver’s insurance will cover the damages resulting from an accident.
Need advice? Call New Orleans, Louisiana Motorcycle Accident Attorney Glenn McGovern!